Welcome to Retire Laughing Website

is a very rare person - with something unique
to offer.   You probably need his expertise and experience,
right at this very moment!"
David Flynn - Ballarat 2006

Newsletter - download any of these 4 free
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TESTIMONIALS

"It's a pity that I didn't meet you 20 years ago."
Howard Colwell Victoria November 2005

"When I read your Special Report, all I could do was nod and agree."
Sylvia Gale NSW July 2006

 

"Would you be my personal mentor as I develop my portfolio?"
Karl Glode Qld December 2006

"Thank you very much Bernard. We do appreciate what you
have done for us."
Ray Smuts Western Australia April 2008

"Let me just say that I find your experience and
strategy to be invaluable to me."
John Ross South Australia July 2009

"I have been receiving your newsletter since 2006 and have now successfully put in place a strategy to boost my income in retirement."
 Danny Johnston Victoria January 2010

"Of all the people who I spoken with over the years - financial planners, accountants, solicitors - you are the only one who I keep in touch with"
 Ann Bryant Victoria January 2010

"I will continue to recommend you - we are so grateful
for all that you have done for us."
Janet Hubble, Victoria July 2010

You didn't ask for this, but I thought I'd write a testimonial for you: 

"I have had the pleasure of working with Bernard Kelly and found him to be very thorough and knowledgeable on his selected subject of Retirement.  He is very dedicated and genuine about his work and goals of helping people be financially independent on reaching retirement age."

John Madafferi  Managing Director,  J.Darsp Enterprises      
20 February 2011

Good morning - Bernard

I felt obligated to contact you with my congratulations, after reading your newsletter on and off for some time now, however it was only today that I clicked on your weblink in your newsletter and actually visited your website: Property Investing Guide

I too have had a 25 year history in the financial industry, and after exploring many aspects of investment and various sectors that range from the benign to the exotic, I have concluded that for many, many working Australians, residential real estate offers a very real and dare I say predictable contribution towards a sustainable retirement strategy.

It has proven to achieve this despite the negative comments and criticism often thrown by the broader "unbiased" Licensed financial planning industry.

I read your investment strategy and concur (almost 100%) with the basis of your approach and risk management strategy.

We have evolved a similar risk identification and then appropriate management strategy as you.

I have been focusing on property as a vehicle since 1997, guiding a handful of private clients each year referred by accountants and financial planners to trusted property developers, solicitors, mortgage brokers and asset managers - just as you do.

Anyway Bernard, keep up the great work with your consistent message and insights.

Kind regards

David Beveridge  October 2012
 

Hi Bernard,
 
Your site is excellent, it is simple to follow and tells you the basics of why you should choose Property over any other form of Investments ... you do an excellent job with those hostings on Property Investments, and I tell everyone it's a good idea to pop in and have a listen to what you have to say...!  good Luck to you all...! and to you personally Bernard, keep up the good work..
 
Yours Sincerely,    John J. Madafferi                  January 2013

Hello Bernard... I enjoyed both your articles on www.property-investing-guide.com and your video too.  Back in Scotland I used to teach people how to buy investment properties after securing 45 'distressed properties' myself, refurbishing them and renting them out at usually around 12% yield.  It was a lot of fun at the time but then I hit a brick wall when I tried to build 3 multi-million pound homes on a Golf Resort near Edinburgh.  The lender - Clydesdale Bank who are part of NAB  - pulled the funding just as the build was about to start.  Pushed me into bankruptcy I'm afraid and I haven't had the appetite to start again.  HOWEVER, I like the message your sending out and can see that you obviously know your stuff so I'll happily send anyone your way now that I'm living in beautiful Queensland.  I intend to show my partner your video when he gets home from work, as he may be interested in an investment for future returns.  We're both in our 60th year so I'm not sure how amenable the lenders would be at our stage in life.    Meantime, I wish you every success and am pleased to see and hear someone with both feet on the ground after several years of witnessing the gold-diggers promoting 'wealth creation' courses and then finding out that the presenters were making more more from selling their 'how to courses' than from the property investments themselves.

cheers            Clare Darwish                                             10 March 2013 

Dear Bernard 

Thanks again for all your assistance to date. I have learnt so much already from you!


Anna Curran                                                                11 Sept 2013

I have also viewed your videos on Youtube.

Great information! Keep them up!

Jeff Allen, Canberra                                                     30 April 2014

Hello Bernard

We were so unhappy about having to cancel out after we initially signed due to job redundancies.

But we do tell people about you